"Trust is like lubrication. It reduces friction and creates conditions for great things to happen."
Team work is all about trust...
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To round out my email series on Financial Intelligence, I would like to briefly touch on Family Trusts, which are often misunderstood and vilified as being complicated and dodgy.
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Life insurance is something that I have personally wrestled with for most of my adult life. I know and fully understand the necessity and importance for having a well thought through life insurance policy, but I have constantly struggled with paying the significant and always increasing premiums year in and year out.
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This week another fairly dry topic; but something that will be vital to your families long term financial security and to your peace of mind, estate planning.
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Back into the juicy topic of borrowing money, lets look at something that will greatly affect your ability to borrow into the future, your credit rating. For several years banks and other authorities have been collecting data on anyone that has a bank loan, credit card or any sort of credit account (ie mobile phone, power + gas accounts etc).
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Today I want to discuss something that greatly affects how you live your life and it has a lot to do with
"your attitude to money." (Loans and credit cards)
"If you want to know the true value of money, go and try to borrow some", Benjamin Franklin.
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This week I would like to concentrate on one of my favorite topics, property investment. But I need to start off by disclosing that as a builder I have done numerous personal developments, so I am not your average property investor and my opinions have been heavily influenced by my own personal experiences.
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"Do not spoil what you have by desiring what you have not; remember that what you have now was once among the things you only hoped for", Epicurus.
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This week I am going to tackle the big topic of "TAXATION", so you are going to have to bare with me and stay focused. This is such a big topic that I will deal with it over two weeks in an attempt to keep it as brief and engaging as possible.
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This week I'm going to concentrate on superannuation, which put simply is "a system where money is placed into a specific savings fund to provide for a persons retirement".
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